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Load profit calculator: is this load worth it?

Put in the broker’s rate, the loaded miles, and the deadhead. This spreads the pay over every mile the truck really drives, subtracts what the run costs, and answers the only question that matters: take it, counter, or pass.

This runs a sample cost profile. Backhaul is the app owner-operators use on their own truck — your real bills, this week’s live diesel, the routed miles, and the broker’s FMCSA record — then it tracks the load to getting paid. First 3 checks free.

Sample math

Typical owner-operator costs, not yours. Your real numbers come with the free checks.

Sample uses national averages — full checks use your truck’s real numbers.

Quick math on national averages: $5.10/gal diesel, 7.5 MPG, ~$0.81/mi fixed + maintenance, dry-van average market rate. Tolls not included. Full checks use your truck, a current diesel benchmark, route miles, deadhead, toll estimates, pay rules, and fixed bills.

Why the big number lies

Revenue is what the load pays. Profit is what you keep.

A load board leads with the rate because a big number gets the call. But the rate is revenue, and revenue pays no bills. What you keep is the rate minus everything the run costs — fuel at today’s diesel, your share of the fixed bills, a maintenance reserve, tolls, and any factoring or dispatch fee — spread across loaded and empty miles.

Say a broker offers $2.40 a mile for 400 loaded miles — but the pickup is 120 miles away. That’s $960 for 520 miles the truck actually turns. A quieter $2.10 load, 400 loaded with 20 deadhead, pays $840 over 420 miles. On a typical cost profile the “cheaper” load keeps more — about $215 against $186 — and spares 100 miles of wear. The verdict has to see that; the headline rate can’t.

What the answer means

Take it, counter, or pass.

Take it

The keep number is green — the load clears your floor and the margin you set, and it pays close to the lane. Book it before the next driver does.

Counter

There’s profit here at a fairer rate. You get the exact number to ask for and what lands in your pocket if the broker agrees.

Pass

Even a fair counter leaves the keep number thin or red. The cheapest mile is the one you don’t drive — pass and take the next call.

The quick check here runs a sample cost profile. Signed in, the same engine uses your real cost per mile, this week’s diesel, the routed miles with tolls, and the broker’s FMCSA record. See a full sample check.

Reading the result

Four numbers decide the load.

  1. Cost floor on the run. Your all-in cost per mile times total miles, loaded plus deadhead. Revenue below this and you’re paying to drive.
  2. What you’d keep. Rate minus the floor, before tax. This is the number that pays your mortgage — not the rate per mile.
  3. Offered per loaded mile vs. the lane. Whether the rate is soft for where this freight is going, so a counter has a leg to stand on.
  4. The ask. When it’s a counter, the number worth saying out loud — floor plus your margin, anchored to the lane — and what you’d keep if you get it.
Sample load

$1,950 for 799 loaded miles and 40 deadhead — the load the calculator above starts on.

Counter · ask $2,050
Cost floor · 839 mi × $1.49≈ $1,249
Offered per loaded mile$2.44 · dry-van avg ≈ $2.57
Keep before tax$701

Straight answers

Questions drivers ask about load profit.

How do I know if a load is worth it?

A load is worth it when the rate clears your all-in cost for the whole run — loaded plus deadhead miles — with enough left for the margin you want. Revenue isn't profit: a $2,000 load that costs $1,600 to run keeps $400, while a $2,400 load with 200 deadhead miles and tolls can keep less. Price the run, not the rate. This calculator spreads the pay over total miles and shows what you'd keep before tax.

Does deadhead kill load profit?

It quietly can. Brokers quote rate per loaded mile, but your truck burns fuel, tires, and hours on the empty miles to the pickup too. A $2.25 loaded-mile rate with 150 deadhead miles can pay worse than a $2.05 load with 10. Always fold deadhead into the miles before you judge the money — this calculator asks for it on purpose.

What does a take, counter, or pass verdict mean?

Take it means the rate clears your floor plus target margin and sits near what the lane pays — say yes fast. Counter means the load works at a better number, so you get the ask: floor plus margin, never opening below the lane anchor. Pass means even a realistic counter can't clear your floor — walking away is the profitable move, because the most expensive load is the one you haul at a loss.

How much should I keep per load?

There's no fixed dollar — it depends on the miles and your cost per mile — but the honest target is your cost floor plus a margin you set, commonly 15–25%. What matters is that the keep number is real: after fuel at this week's diesel, your fixed cost share, a maintenance reserve, tolls, and any factoring or dispatch fee. A load that looks profitable on rate per mile can keep very little once those come out.

Is a $2.00 per mile load good?

It depends entirely on your cost per mile and the deadhead. If you run around $1.49 a mile all-in and the load has little empty distance, $2.00 a loaded mile leaves real margin. If your costs are higher or the pickup is 150 miles away, the same $2.00 can thin out fast. That's why a flat rate-per-mile number isn't an answer — you have to run it against your floor and the empty miles.

Is this load profit calculator free?

Yes — it runs on this page with no account, no email, and no card, using a typical owner-operator cost profile stated under the form. When you want it on your own truck, this week's diesel, the real route, and the broker's FMCSA record, the first 3 checks are free too.

How do I counter a broker's low offer?

Lead with a number and a reason, not a complaint. This check gives you both: the rate you need — floor plus your margin, anchored to what the lane pays — and why, whether that's deadhead miles, tolls, or a rate sitting under market. "I can do it for $2,050; that's 150 empty miles into the pickup and the lane's running $2.57" lands better than "that's too cheap." Knowing your keep number also fixes your walk-away point before the call starts, so you don't talk yourself into a loss.

Is it worth taking a cheap load to avoid deadheading home?

Sometimes. A cheap load that covers its own cost and repositions you toward a better-paying lane can beat driving empty for free. Run both options through the math: a load that clears its cost floor even by a little usually beats deadhead miles you pay for and earn nothing on. But a load that pays below its cost floor loses money and still puts wear on the truck — so "anything beats empty" stops being true once the rate drops under what the run actually costs.

Stop hauling loads that lose money.

Backhaul runs this exact verdict with your truck, your bills, this week’s diesel, the real route with tolls, and the broker’s FMCSA record — then keeps the math from decision to delivery to getting paid.

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